Your kids. Your money. Your decision.
When you can't go on together, decide what matters most — before strangers decide it for you.
What has to be resolved, and where each of you stands
Guided mediator steps knock out the disputes
One issue at a time, each of you privately, never face to face.
Fully settled for a fraction of a lawyer's price — or exactly what a lawyer is needed for
How it works, in five screens
It starts alone · free · seven minutes
Step 1 — See what you need to resolve, decide what works for you.
Seven minutes of questions, on your own. You see every issue you'll have to settle and what a New York court would calculate — before anyone else is involved.
They answer on their own
Step 2 — Invite the other person via email to do the same.
The invitation comes from SettleTerms™, not from you, so it never reads as you taking control. They answer the same questions without seeing yours.
Both sets, revealed at once
Step 3 — You already agree on more than you think. See where you are both aligned.
The moment both are in, you each see where you already agree and what is still apart. Two people braced for a fight about everything usually find it's about three things.
Neutra™
Software, not a person. Nothing here reaches them.NeutraOn the retirement accounts, you've each put a share on the part earned during the marriage: you said 60 percent to you, they said half each. The gap is ten points. What's behind your 60?
YouI paid into mine for three years before we married. That part feels like it's mine.
NeutraBoth positions leave those three years with you — the shares are only on what was earned during the marriage. With that in hand, is it the ten points that matters, or something the number stands for?
Neutra™ · Software, not a person.
Step 4 — Work together with Neutra™ on what's left to decide, one issue at a time, each of you privately.
Sealed rounds: neither of you sees the other's position until both are in. It never tells you what to accept, and never proposes anything about the children.
- 12 of 16 settled4 left to work throughThe houseSell and splitRetirement50 / 50SchoolsNo changeThe carsOne eachChild support$1,600 – $2,400Summer schedule5 nights apart
Yours to keep — even if you stop right here.
Settled, or handed on
Step 5 — Get a detailed report of everything you agreed on and what, if anything, is left to be resolved.
$499 for both of you, charged at the invitation and returned in full if they never finish. Your kids. Your money. Your decision.
Free for now.
See where you stand — free →
See how it works
Two and a half minutes · captions onThe real process
What a New York divorce actually takes.
7 stages, who does each, and the two ways through them — on your own with two lawyers, or here — with a time and a cost on every one.
The mediator built in
Meet Neutra™.
An AI mediator, for when the two of you need some extra help.
Software, not a person. Once you have both answered, the issues still open between you go round by round: you each enter a position, sealed, and both are revealed at once.Neutra is there when you want it, to each of you alone — to show what a position is worth over time, to put ways of closing the gap as questions, or to explain the formula. You can settle every issue without ever opening it.
What it never does
- Tells you what to accept.
- Proposes anything about the children, or the pets.
- Names who said yes.
- Shows either of you the other side’s answer before both are in.
- Takes a side. It holds no view on what either of you accepts.
- Gives legal advice. It is software, not a lawyer.
What a round looks like
Would you accept $1,850 a month in child support? That sits between the two numbers you each gave, and inside what the guidelines allow.
The name is Latin for neither of the two. Two paths, one line. How a round goes, and why a mediator that is software helps, is in the FAQ.
One price, not by the hour. $499 covers both of you through Neutra and the report. Once, and that is the whole price. Nothing until you invite them.Free for now.
What it costs →What we won't pretend
Is SettleTerms right for you?
SettleTerms may be a fit if
- Your case is in New York.
- The two of you can each answer questions on your own, in your own time.
- You want the list of what has to be settled, and the support figures a court would use.
- You want to settle the terms yourselves, one issue at a time, with Neutra where you're stuck.
- You'll have your own attorney read anything before you sign it.
It may not be a fit if
- There's domestic violence, fear or control, an emergency, or a complete breakdown in communication at home.
- One of you can't or won't take part. It takes both of you.
- You want to be told what to take. SettleTerms won't.
- You need legal advice about your rights. That's a lawyer of your own.
Whatever the two of you agree, the court still has the final word and a judge will need to sign off on your terms.
Have your own privately retained attorney review any terms or agreement before you finalize or sign anything.
Why I built SettleTerms™, powered by Neutra™
I've practiced divorce and family law in New York for over 20 years, and every week I watch the same thing: two people who could have settled most of it at the start end up months and tens of thousands of dollars later with strangers deciding about their children and their money.
SettleTerms is the first step: see what has to be resolved, settle what you can, and leave with the rest on a short list.
— Val Kleyman, family law attorney, 20 years
Settle it on your terms.
You'll be dealing with each other for years either way. About seven minutes, on your own, and nothing goes to anybody.